Financial Planning Archives - Page 13 of 15 - MoneyFrog - Financial Services | Mutual Funds Distributor

Mistakes Customer Make – as per Financial Advisors survey

Mixing Insurance, Tax plan & Investments
Being Under insured
Excessive or expensive Loans
Excessive property & physical investments
Lure of IPO’s
No estate planning

Recently I found this survey in one of the leading newspapers (Mint), where financial advisors were asked to list down investment mistakes, they found with their customers. I thought of writing, not on these mistakes, but on specific asset class and how one should look at.

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Manoj Chahar May 4, 2017 Financial PlanningBuying Home & home loans mistakes, common mistakes by investor, financial mistakes, Insurance mistakes, mistakes, Term Plan 0 Read more >

Do It Yourself (DIY) accounts – a success or a myth?

Do it yourself (DIY) is the method of building, modifying, or repairing things, without the direct aid of experts or professionals. (as per Wikipedia)

Well, it’s the latest buzzword in town, where everyone wants to use services on their own. And as a matter of fact, service providers are offering accounts & services, with DIY embedded in that.

But how far is this true or successful?

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Manoj Chahar April 13, 2017 Financial Planninganalytics, diy, do it yourself, Do It Yourself (DIY) accounts – a success or a myth?, portfolio tracking 0 Read more >

My Dream & What I Do

Well, it’s not my story, but “OUR” story, as I am no different than any one of you, with regards to how we all think or “DREAM” & how we act.

In this blog, I want to highlight interesting insights, on what most of us dream about, when we save our hard-earned money, and finally what we end up doing or our decisions on same. We conducted a small survey and asked basic questions on savings & purpose.

On Savings, it’s interesting, as well as surprising to know that, young one’s (below 30) are thinking on higher savings compared to seniors. Wow!

And, in terms of Purpose, brands which play important role in our daily life, comes later, compared to future savings like retirement & kid’s education. Excellent!

We score 100 out of 100, on our Dreams.

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Manoj Chahar March 31, 2017 Financial Planningdreams, goal, Insurance, Kids education, retirement, Tax saving instruments 0 Read more >

Financial Planning Report – too complicated!

We are living in a world where “complicated” sounds great than “simplicity”. As “complicated” contains big data, fancy graphs, unheard terms & jargons, multiple pages and finally a confused look on our face. What do I do now? On the other hand, when we have “simplicity”, usual remark… I can do it myself. 😉

I am referring to a customer’s “Financial Planning Report” or a “Wealth Management Report”.

Whether you have seen one or someone trying to show you one (sell)… believe me, it’s like reading a multi-page research report and finally you asking this question again, what do I do now?

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Manoj Chahar March 17, 2017 Financial Planningcomplicated reports, Financial Planning Report – too complicated, financial planning reports, Wealth Management Report 0 Read more >

Women’s day – Let’s Stop “Girls Can’t Do” Stories

International Women’s Day (IWD), originally called International Working Women’s Day, is celebrated on March 8 every year. In different region’s the focus of the celebrations ranges from general celebration of respect, appreciation and love towards women for their economic, political and social achievements. (as per Wikipedia)

Benetton, known for its wacky campaigns, has come out with a thought provoking campaign again, why ask or cry for equality with men, just go and grab it yourself lady. Similar stories are now emerging on age old fairy tales, where princess is waiting for a prince for upliftment or change, and our little girl is asking, why she has to wait? & why she cannot do it on its own?

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Manoj Chahar March 7, 2017 Financial PlanningGirls Can’t Do, happy womens day, why she cannot do it on its own?, why she has to wait?, Why we cannot change? 0 Read more >

Client Priorities – Client First

In a recent study by Investor’s Research Inc., clients were asked what their priorities were with their financial advisor***. Here were their top six priorities:

1. Understand my situation
2. Educate me
3. Respect my assets (no matter how small)
4. Solve my problem – don’t sell me product
5. Monitor my progress
6. Keep in touch

*** From the book, Story selling for financial advisors, by Scott West & Mitch Anthony

Very simple & heartfelt.
I guess, most of us fall in the same line.

It’s no surprise and a great honour for us at www.moneyfrog.in today. Why?
As we have designed & built our platform, process & advisory based on above philosophy.

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Manoj Chahar February 15, 2017 Financial PlanningEducate me, financial counselling session, investor requirements, Keep in touch, Monitor my progress, Respect my assets, Solve my problem – don’t sell me product, Understand my situation 0 Read more >

Demonetisation effect

With demonetisation almost nearing its completion & 80% of the old notes back with the banks, most of us are questioning, what next?

Well, to start with, we are moving in the phase where quite a lot of individuals & families have either declared or will start operating with white money now. In short, we have more people having white money in hand going forward, which will soon start demanding white investments.

Real estate & gold, which used to be the main source for black-money, now will (more…)

Manoj Chahar December 14, 2016 Investmentsanalysis & innovation, demonetisation effect, financial consultant, financial solutions, how to invest, money frog, moneyfrog, what next?, where to invest? 0 Read more >

Child education – How much will college cost in future?

To send our child to the best of the colleges, is always top of our wish list. A good college education can open door to many opportunities. But college degree doesn’t come cheap and if we don’t start planning it right now, we will have a sorry face, when our child is ready to go. Therefore, the best thing to do is to start saving early.

How much will it cost?

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Manoj Chahar December 5, 2016 Financial PlanningChild education, how much Child education will cost me, how much to save for Child education, moneyfrog.in is a platform for planning child education, where to invest for child education 0 Read more >

Black or White – what do I do?

Our dear Prime Minister is known for surprise, and the biggest was on 8^th evening, when he announced to demonetize INR 500 & 1000 currency notes. It’s a known fact, that in India we have a parallel economy running on black money, also known as shadow economy. Whatever measures & schemes offered by government, still they were not able to control or stop the flow of black money. Finally, the masterstroke!!!

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Manoj Chahar November 10, 2016 Investmentsblack money, black or white, effect of currency ban on real estate, real estate, white money 0 Read more >

My Wife’s Treasure Chest

With our PM Modi’s bold move to phase out old INR 500 & 1000 currency notes, we have a new crisis at home today. I am checking my wallet, bags & hidden areas to weed out any notes, suddenly we have bundle of notes, popping out of kitchen cabinets, dressers &areas we wouldn’t even imagine.

And guess, who’s behind this, my dear “Wife” … all these years she’s been keeping or stacking notes in some place or the other, which comes as small change, shagun(gifts) or any other savings. She would not even bother to look back to check, whether it’s there or not, or how much is stacked.

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Manoj Chahar November 9, 2016 Financial Planning500 & 1000 ban, 500 & 1000 currency ban, hidden money, modi, My Wife’s Treasure Chest, shagun, The Power of Small Savings, wife's hidden money, Wife’s Treasure Chest 0 Read more >