Term Insurance – Don’t Delay Further


“Tum Term Insurance Lena Bhul Gaye, Ab GharKa Kharcha Kaise Chalega”

Quote from one of the recent TV Ad campaign on “Term Insurance Cover”; a lady is seen cursing her dead husband, on not buying a “Term Insurance Policy”, even though they (both) had decided to start same.

We Indians (I’m also included), believe in the fact that “Accidents” or “Death” is a wrong word and one should not get involved with same, in any context. Therefore, buying a policy to cover only death, that too without money-back, makes no sense 😉

Term insurance is a hedge to one’s life;in-short, it’s one of the most important financial instrument, which an individual must have, once he/she gets married or supports a family(before even starting other investments).

Accidents or Death;do not come with an invitation, or one can predict, plan & foresee same.

We don’t think twice to buy the latest smart phone on EMI’s thru credit card… then why we cannot buy a term plan?

Therefore, STOP saying that I don’t have saving’s, or I’ll do it later. Do it Now.

Disclaimer: Insurance is a subject matter of solicitation.

Manoj Chahar
Founder & Storyteller at Moneyfrog.in
Manoj is the founder of Moneyfrog.in, with 15 years of corporate experience & expertise in financial markets. Manoj has corporate stints with Kotak Securities, IIFL group & Philips India. He holds an MBA (PGDM) degree from Symbiosis (SIMS) Pune.
His interests include birding & adventure activities.

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