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7 Top Home-Buying Mistakes People Often Make

7 Top Home-Buying Mistakes People Often Make

Insanely low mortgage interest rates—and the knowledge that they’ll probably go up again—make a lot of people feel like it’s time to buy a house right now. And maybe it is … if you go about it the right way.

Buying a home is a major purchase (to put it mildly), and there are plenty of ways to trip up. But don’t worry—we’ve got your primer right here.

1. Don’t … buy a house if you’re planning to move again soon.

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Why Mutual Funds are better option for beginners?

mutual funds better option for beginner

When considering investment opportunities, the first challenge that almost every investor faces is a plethora of options. From stocks, bonds, shares, money market securities, to the right combination of two or more of these, however, every option presents its own set of challenges and benefits.

So why should investors consider mutual funds over others to achieve their investment goals?

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5 Simple Investment Tips

5-Easy-Investing-Tips

I often hear women in their 20s and early 30s say they don’t have enough money to start investing.

I don’t believe it!

I believe everyone has enough money to start investing as long as they make it a priority.

Unfortunately, most women at this age do not make investing a priority because they don’t really understand how it can help them in the long run.

You see, investing in the stock market allows you to potentially grow your money at a higher rate than a savings account.

And if you can grow your money faster than a savings account can, then over time you’ll have a lot more money for your various financial goals.

How, you ask?

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Here’s What to Do If You Can’t Pay Your Bills On Time

You Can’t Pay Your Bills On Time

Not having enough money to pay the bills is an issue we may face from time to time. Life is full of financial ups-and-downs, and after all, we’re all human.

Don’t beat yourself about the situation or get discouraged. Vow to take action. If you don’t make changes, things will stay the same. If you’re in a tough financial spot, here’s what to do when you can’t pay your bills on time, and tips on how to best handle the situation.

1. Don’t Hide From the Facts
Do you know why you can’t pay your bills? Did you overspend, have to make up for an emergency, or was it just human error? Don’t hide from the facts, but instead embrace them head-on. Not dealing with this financial mess can lead to more late fees, higher interest rates, additional interest charges, and even damage your credit report.

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9 Secret Ways Stores Seduce Us into Buying

HOW-STORES-TRICK-YOU-INTO-BUYING-MORE

When you go to your favorite grocery store, do you choose a cart instead of a basket? Hum along to the tune that’s playing? Or accept a sample of the new gouda cheese or pine nut hummus on offer?

If you answered yes to any of the above, you were likely seduced into spending more than you intended. And insidious ploys to get you to open your wallet are also going on at malls, in dressing rooms and on shopping websites across India.

In fact, one man has devoted his career to studying them: Martin Lindstrom—author of Brandwashed: Tricks Companies Use to Manipulate Our Minds and Persuade Us to Buy—is a marketing guru turned consumer advocate, and the foremost expert on the new, nefarious field of neuromarketing.

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